Zachary K. Kimball

Founder & CEO at Hardfin. San Francisco, California.


Leading Hardfin, the subscription platform for capital equipment. Our technology enables equipment manufacturers to have seamless subscription relationships with their customers.

Formerly led strategy & analytics at Skupos. Prior experience at McKinsey & Company with a focus on payments and exposure to strategy, pricing, sales, organizational design, and due diligence. Studied venture finance at Harvard Law School, conducted econometric analysis at the Federal Reserve, and consulted on web development for databases and payments.

Interested in internet technology and venture capital. Particularly excited about strategy, product, and operations in technology platforms focused on payments, data, real estate, and supply chain.


Strategy & Product

Product and market strategy work focused on B2B software

Payments & Fintech

Software and database engineering focused on web payments

Data & BI

Data systems focused on analytics and business intelligence


Harvard Law School, Cambridge, Massachusetts

J.D. 2015

University of Rochester, Rochester, New York

B.A. 2010, summa cum laude, Phi Beta Kappa

  • Major in Honors Economics with Highest Distinction; Barry Rapoport Prize
  • Major in Political Science; James D. McGill Memorial Prize
  • Minor in Theatre; Charles I. Keelan Memorial Award
  • Academic cluster in Computer Science and Mathematics; three years of Spanish language study
  • Performed in six university theatre productions; co-founded student theatre troupe


San Francisco, CA


Founder & CEO

  • Building an enteprise software business tranforming financing in the capital equipment industry.

San Francisco, CA


VP, Strategy & Analytics

  • Managed strategy and analytics for the market-leading data platform in convenience retail. Retailers, distributors, and brands leverage the Skupos platform to create and capture value from transaction data.

San Francisco, CA

McKinsey & Company

Management Consultant

  • Supported clients in multiple industries on strategy, pricing, sales, organization, and market analysis with a focus on financial technology and payments.

January 2015
San Francisco, CA


Business Operations Intern

  • Designed methods to automatically underwrite credit risk for potential borrowers through data analysis.

Summer 2014
San Francisco, CA

McKinsey & Company

Summer Associate

  • Created processes for strategic and operational planning as part of a major organizational redesign.

Summer 2013
Menlo Park, CA


University Business Intern

  • Worked on privacy and product strategy, including ads policy, acquisition due diligence, and payments research.

Summer 2012
Cambridge, MA

Legal Economics, LLC

Summer Associate

  • Analyzed discovery documents and data to measure industry market power for expert-witness reports in antitrust litigation.

Boston, MA

Federal Reserve Bank of Boston, Economic Research Department

Senior Research Assistant

  • Assessed foreclosure crisis using time-series data to measure impact of household finances on mortgage and housing markets.

Rochester, NY

University of Rochester, International Theatre Program

Designer and Developer, Website and Electronic Payments System

  • Created secure payments system for reservation and control of theatre box office and management of patron data.

Rochester, NY

University of Rochester, Educational Technology Center

Web Developer; Multimedia Consultant; Staff Supervisor

  • Developed, maintained, and updated websites for university departments and programs; supervised student staff.

Maynard, MA

SiCortex, Inc.

Software Intern

  • Engineered dynamic inventory control, revision backup, and software deployment for high-performance computing startup.


  • HTML / CSS
  • Python / PHP
  • JavaScript / Node
  • Snowflake / BigQuery
  • SQL / dbt
  • Stata / Matlab / R / SAS
  • Linux / Bash
  • Git / Subversion
  • Adobe CS / Final Cut